Financial Planning

Achieving financial freedom doesn’t have to be a dream. A financial plan for each stage of your life gives you flexibility and choice, helping you build a strong foundation for a secure happy future, free from financial worry.

Our factfind process starts with us sitting down with you and having a frank discussion about you, your finances, your attitude to risk and your future goals. 

This allows us to:

• Understand what financial security means to you
• Learn about your current financial situation, goals and dreams
• Identify factors that could stop you from achieving those goals
• Review your existing financial arrangements
• Highlight areas that could be improved

We then devise a detailed plan that lets you achieve your dreams and goals, ensuring the right insurance measures are in place to protect both you and your assets along the way. We’ll regularly review your progress, making recommendations where necessary to make sure you always benefit from the latest wealth-generating products and services.

Financial planning allows you to take control of your money and make it work for you, rather than you always working for it! The key to effective planning is to ask yourself where you want to be in 5 years, 10 years and 20 years time. You can then decide what goals you need to achieve to get there.

For example, you may need to:

• Pay off credit cards and loans
• Plan a workable budget
• Build an emergency fund
• Save for a deposit on your first home
• Pay for your children’s education
• Start your own business
• Invest a lump sum
• Save for retirement
• Save for long-term care

A flexible financial plan will allow you to start small and build up different types of savings and investments over a number of years so you can use them effectively whenever the need arises. To achieve this kind of healthy financial balance takes time and an intimate knowledge of the whole market. Come and speak to us, and we’ll use our own practical experience and in-depth financial knowledge to help you develop a wealth creation plan that will support you and your family comfortably for the rest of your lives.

Lifetime Cashflow Demo

We use Cash Flow Modelling software that will generate a Lifetime Cash Flow Report taking inflation and rate of return on investments and pension fund, which will enable you visibly to see whether you are on track to achieve your lifetime goals and if not, what actions you may be able to take to help get you there. Many people do not have a longer term financial strategy in place. Others have a goal, but have no ability to assess the likelihood of it being achieved. Don’t live with an uncertain future give us a call and speak to us today.