Good Credit Can Save You Money

What is considered a good credit score?

At what age do you realise the significance of having a good credit score is it in your 20’s, 30’s or not until your 40’s and 50’s. Late payments, credit card debt, not on the electoral role, court judgments are just a few factors that will contribute to your credit score. It might not feel relevant in your 20’s or until you decided you would like to apply for a credit card or its time to get on the property ladder. Below are some useful links to check your current credit rating, each company have their own methods of issuing a credit score the correction of a simple spelling error on your address could improve your overall score so if you have never checked it give it a go.

Winter Night Shelter Milton Keynes

Winter Night Shelter, Mortgages, Homeless Charity, Milton Keynes

 

Well done to our 1st Financial Foundations team the advisers and all the staff for all their efforts in the process of supporting Milton Keynes Winter Night Shelter. Our Independent Mortgage Advisers pledged to help raise funds for the homeless in Milton Keynes by donating 10% of their fees between the coldest months of the year December 2016 to February 2017.

Protection Seminar: Facing The Winds Of Change 4th July 2017

Protection, Critical Illness, Mortgage Assurance, Life Assurance, Income assurance

 

Join us at the Abbey Hill Golf Centre in Milton Keynes to hear our guest speakers from Liverpool Victoria, Royal London and Vitality Life – Learn how you and your family/business can be protected from sudden unforeseen tragedies in life.

1st Financial Foundations aim to give informed choices to our clients. Are you paying too much for your insurance, ask us how we can reduce what you are paying now.

Venue: Abbey Hill Golf Centre
Address: Abbey Hill, Monks Way, Two Mile Ash, Milton Keynes MK8 8AA
Date: Tuesday 4th July 2017
Arrival: 10am Tea and Coffee
Start: 10.30am -12 midday

Property and Tax Seminar 30th March 2017

Limited space available for our Property and Tax Seminar on Thursday 30th March 2017.

There are still a few spaces available for our seminar which will be taking place at the Abbey Hill Golf Club in Milton Keynes on the 30th March – so if you are interested in how the recent tax changes will affect your property and would like to hear our guest speakers Dan Morris from Crystal Specialist Finance and Mark Stephenson from Castle Trust further educate us then please email info@1stff.co.uk or call 1st Financial Foundations on 01908 523 420 for further information.

Venue: Abbey Hill Golf Club
Address: Abbey Hill, Monks Way, Two Mile Ash, Milton Keynes MK8 8AA
Date: Thursday 30th March
Time: Arrival 9.30am for 10am start -12 midday finish
Speakers: Dan Morris, Mark Stephenson and Yash Tosar

Private Residence Relief For Landlords

What is Private Residence Relief?

 You don’t pay Capital Gains Tax when you sell (or ‘dispose of’) your home if all of the following apply: you have one home and you’ve lived in it as your main home for all the time you’ve owned it.

When and How Much?

A great article we would like to share looks at the mechanics of capital gains tax private residence relief, and how residential property landlords may be able to claim relief.

With landlords facing capital gains tax (CGT) rates of 18% and/or 28% on the disposal of residential properties, this article considers the availability of private residence relief on disposals by landlords.