Topic: Insurance

Young people and mental health in a changing world 

Mental Health Awareness October 10th

October 10th is World Mental Health Awareness Day

A healthy person isn’t just one without any physical ailments or diseases. A healthy person is one who is sound not just physically but mentally, emotionally and spiritually. A person’s mental health depends on his or her state of mind.

According to World Health Organisation(WHO), changes in mental state occur in adolescence and the early years of adulthood due to change in schools, jobs, cities, etc. Though this period is exciting for most people, there are others who deal with stress and anxiety during this time. If the depression is not recognised and managed, it can lead to mental illness.

The True Value of Protection

The True Value of Protection

Many people think of wealth as the value of their savings, investments and assets. However, the ability to keep earning an income is equally important.

Ensuring that you have adequate financial protection for you, your family and any dependants is an important element of financial planning. As a healthy working person with a good income, you may feel reasonably confident that you are able to provide for your family. However, your finances could be more precarious than you think.

Joint life insurance

joint life cover

But what do you do if you split up with your partner?

Life insurance can give you the precious peace of mind of knowing that any dependents will be financially secure in the event of your death. But if you are in a couple or partnership, should you opt for a ‘single’ or ‘joint’ policy?

If you are in a relationship it might seem obvious to take out a joint policy, but this is not necessarily the best option. See below for the pros and cons of single and joint policies.