Wow, so Thursday 21st March 2019, 1st Financial Foundations proudly received this email.
I do hope this email finds you well.
Following on from your nomination acceptance and our in-depth research phase, it is with absolute pride that I can inform you that 1st Financial Foundations has been deemed successful in this year’s Business Excellence Awards, the details are outlined below;
Best Financial Planning Firm 2019 – Buckinghamshire
Award for Excellence in Pension Planning Services – Buckinghamshire
I do hope you are pleased with the outcome, it has been an honour to have supported 1st Financial Foundations on the journey so far!
It is not a new dilemma that many today are not aware or educated on what personal finance is. Some may be aware of it but rarely practice it in their personal or business life. The only way one can benefit from knowing about something is to put it into practice.
Personal finance is an essential part of preparing for the future. Whether you are preparing to give your family a better life or simply preparing for your retirement, it is imperative that you understand what personal finance is and what it can do for you as well as how you can manage or practice it.
To all our readers, 2017 may have been a year of ups and downs, lets not kid ourselves it’s not dislike any other year however with Brexit and the Trump administration over the past 2 years, it has felt never ending at times with the media circus in tow, and a play on words for the uncertainty of the future we are bombarded with daily…
Only time will tell however a small and steady rise won’t hurt funds but a steep increase may. Depending on your attitude to risk if looking at long term investments of 10 years or more, much will stay the same.
Long term we can see a benefit for the saver. Savers should enjoy some relief if the Bank of England’s Monetary Policy Committee does increase base rates by 0.25 per cent to 0.50 per cent tomorrow, in what will be the first hike in a decade.
This is likely to trigger a savings war, as banks and building societies respond by increasing their own rates in return.
However, Anna Bowes, director of independent savings advice website Savings Champion, said “with the consumer price index now at 3 per cent savers still cannot secure an inflation-beating return.”
Those with mortgages have had it good for 10 years or so. Can they really complain now?