With the run up to Christmas and New Year it’s a great time to have a tidy up and re-evaluate where you are with your personal and financial affairs. Its that time of year to start thinking about having a good clear out and plan for the future. You may be considering moving home, re-mortgaging, revising your investment strategy or reviewing your retirement plans.
At what age do you realise the significance of having a good credit score is it in your 20’s, 30’s or not until your 40’s and 50’s. Late payments, credit card debt, not on the electoral role, court judgments are just a few factors that will contribute to your credit score. It might not feel relevant in your 20’s or until you decided you would like to apply for a credit card or its time to get on the property ladder. Below are some useful links to check your current credit rating, each company have their own methods of issuing a credit score the correction of a simple spelling error on your address could improve your overall score so if you have never checked it give it a go.