Topic: Finance

Why Personal Finances Education is CRUCIAL

financial-education


It is not a new dilemma that many today are not aware or educated on what personal finance is. Some may be aware of it but rarely practice it in their personal or business life. The only way one can benefit from knowing about something is to put it into practice.

Personal finance is an essential part of preparing for the future. Whether you are preparing to give your family a better life or simply preparing for your retirement, it is imperative that you understand what personal finance is and what it can do for you as well as how you can manage or practice it.

The Run Up To Christmas and New Year

out with the old and in with the new

Out with the Old and in with the New

With the run up to Christmas and New Year it’s a great time to have a tidy up and re-evaluate where you are with your personal and financial affairs. Its that time of year to start thinking about having a good clear out and plan for the future. You may be considering moving home, re-mortgaging, revising your investment strategy or reviewing your retirement plans.

Good Credit Can Save You Money

58f35253d65ef.image

What is considered a good credit score?

At what age do you realise the significance of having a good credit score is it in your 20’s, 30’s or not until your 40’s and 50’s. Late payments, credit card debt, not on the electoral role, court judgments are just a few factors that will contribute to your credit score. It might not feel relevant in your 20’s or until you decided you would like to apply for a credit card or its time to get on the property ladder. Below are some useful links to check your current credit rating, each company have their own methods of issuing a credit score the correction of a simple spelling error on your address could improve your overall score so if you have never checked it give it a go.