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Young people and mental health in a changing world 

Mental Health Awareness October 10th

October 10th is World Mental Health Awareness Day

A healthy person isn’t just one without any physical ailments or diseases. A healthy person is one who is sound not just physically but mentally, emotionally and spiritually. A person’s mental health depends on his or her state of mind.

According to World Health Organisation(WHO), changes in mental state occur in adolescence and the early years of adulthood due to change in schools, jobs, cities, etc. Though this period is exciting for most people, there are others who deal with stress and anxiety during this time. If the depression is not recognised and managed, it can lead to mental illness.

Property and Retirement Plans

Property as part of Pension

Why do people look to property as part of their retirement plans?

One attraction to investing in bricks and mortar in retirement is being able to see the physical asset, which you can’t in the same way with a pension. The most senior economist in the UK – Andy Haldane from the Bank of England – stated his preference for property investment as the best way to save for retirement, sparking a debate about whether property or pension was the best route 2 years ago.

For many, property investment is one aspect of their savings strategy for retirement and, for those who have already stopped working, an attractive way of supplementing their income.

If you would like to discuss your retirement strategy give 1st Financial Foundations Independent Financial Advisers a call and book your FREE review today 01908 523 420 / 020 3897 8100 or email info@1stff.co.uk

Why Personal Finances Education is CRUCIAL

financial-education


It is not a new dilemma that many today are not aware or educated on what personal finance is. Some may be aware of it but rarely practice it in their personal or business life. The only way one can benefit from knowing about something is to put it into practice.

Personal finance is an essential part of preparing for the future. Whether you are preparing to give your family a better life or simply preparing for your retirement, it is imperative that you understand what personal finance is and what it can do for you as well as how you can manage or practice it.

Junior ISAs

Junior ISAs

Why a Junior ISA

Fund the cost of university or simply give your child a financial head start
 Same tax benefits as a standard Cash ISA or Stocks & Shares ISA
Anyone can contribute (parent, grandparents, extended family and friends)
Open a Junior ISA with an initial investment of just £50