Property and Retirement Plans

Property as part of Pension

Why do people look to property as part of their retirement plans?

One attraction to investing in bricks and mortar in retirement is being able to see the physical asset, which you can’t in the same way with a pension. The most senior economist in the UK – Andy Haldane from the Bank of England – stated his preference for property investment as the best way to save for retirement, sparking a debate about whether property or pension was the best route 2 years ago.

For many, property investment is one aspect of their savings strategy for retirement and, for those who have already stopped working, an attractive way of supplementing their income.

If you would like to discuss your retirement strategy give 1st Financial Foundations Independent Financial Advisers a call and book your FREE review today 01908 523 420 / 020 3897 8100 or email info@1stff.co.uk

Why Personal Finances Education is CRUCIAL

financial-education


It is not a new dilemma that many today are not aware or educated on what personal finance is. Some may be aware of it but rarely practice it in their personal or business life. The only way one can benefit from knowing about something is to put it into practice.

Personal finance is an essential part of preparing for the future. Whether you are preparing to give your family a better life or simply preparing for your retirement, it is imperative that you understand what personal finance is and what it can do for you as well as how you can manage or practice it.

Junior ISAs

Junior ISAs

Why a Junior ISA

Fund the cost of university or simply give your child a financial head start
 Same tax benefits as a standard Cash ISA or Stocks & Shares ISA
Anyone can contribute (parent, grandparents, extended family and friends)
Open a Junior ISA with an initial investment of just £50

Winter Night Shelter Milton Keynes 2018

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Remember the cold winter of 2010, the snow, the bitter chill?

Well just over the last few days end of February/early March 2018 we have experienced that same ice cold winter reminiscent of 2010. The very reason the WNSMK was indeed formed was to provide supervised overnight accommodation to homeless and vulnerable people who would otherwise be rough sleeping during the extreme winter months of early December and and mid-March each year. They work in partnership with several Milton Keynes churches that provide their facilities free of charge. A large team of volunteers from across the city come together to cook nutritious meals and provide a friendly safe environment each evening.

Last year 1st Financial Foundations raised money to support the shelter. This year one of our team members volunteered to help out hands on and experienced first hand the good work both volunteers and long term supporters of the shelter provide.

“Its eye opening, no one can quite imagine what it must be like to live on the streets, no hot running water, no tv or mod cons… no privacy or choice.”